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* 2.50% Annual Percentage Yield (APY) paid on balances between one penny and $25,000, and .50% APY paid on all amounts above $25,000 each cycle the
minimum requirements are met. If you do not meet the requirements per cycle, your account will still function as a dividend-bearing checking account
earning 0.10% APY; however, it will not receive ATM fee refunds for that time period. Rates as of February 1, 2010. We may change the interest rate
and APY at any time after the account is opened. No Minimum Balance Required. Available to Personal Accounts only.
**Only chekcard purchases posted to the Bonus Checking account during the qualification cycle count toward the account requirements. Qualification cycle
differs from dividend and statement cycle. See the Truth-in-Savings Disclosure for details.
***ATM fee refunds nationwide up to $25 per cycle if requirements are met.
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